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Can You Get More Money On An Existing Title Loan?

Can You Get More Money On An Existing Title Loan?

How To Increase Your Loan Amount Through Refinancing In Henderson

If you have a current title loan with a Henderson title loan company, you may wonder if there is a way to increase the amount of money on your existing loan. The good news is, you can through a process called refinancing. Refinancing allows you to replace your current loan with a new loan that might have better terms and usually higher amounts. 

You can refinance your vehicle as many times as you want. However, you must qualify in order for title loan companies to let you refinance with them. To qualify your car must have value and you must be able to show that you can repay the loan. Additionally, lenders may ensure you have paid at least a couple of payments on your current loan before qualifying for a refinance.

Title Loans Explained: Securing Quick Cash Using Your Vehicle

A title loan is a type of secured loan where you can use the title of your vehicle as collateral to obtain short-term financing. You must own the vehicle outright, meaning there are no existing liens or outstanding loans on it. Lenders will assess the value of your vehicle and provide a loan amount based on a percentage of that value.

Upon approval, you will hand over the vehicle’s title to the lender and receive a loan amount while retaining possession of your vehicle! If you fail to repay the loan, the lender may have the right to repossess and sell the vehicle to recover the outstanding balance.

Henderson title loans are known for their accessibility and quick approval process, making them attractive to individuals in need of immediate funds. Many people find they can access funds on the same business day as they applied, making them a helpful solution for those that need cash quickly. Additionally title loan companies allow you to entirely pay off your loan anytime without any fees. 

Applying For a Title Loan? Here’s What You’ll Need

In order to apply for a title loan, you typically need the following:

  • Vehicle Title: You must own the vehicle outright, and the tile should be in your name. 
  • Identification: Provide government-issued ID, such as a driver’s license, to verify your identity. 
  • Proof of Income: Lenders often require proof of income to assess your ability to repay the loan. This can include pay stubs, bank statements, or other income documentation.
  • Vehicle Registration: Some lenders may request a copy of your vehicle registration to verify ownership and ensure that the vehicle is registered in the same name as the title.
  • Vehicle Inspection: The lender may conduct a visual inspection of appraisal of the vehicle to determine its value, which influences the loan amount.
  • Proof of Residency: Provide a document, such as utility bill or lease agreement to confirm your current address. 

Diverse Title Loan Options: Cars, Motorcycles, RVs & More

As the cost of living gets more expensive, it’s helpful to have financial options. Henderson title loans are a helpful asset when you need cash quickly. The application process is simple and can be completed from your computer. While the most common title loan is typically a car, there are several other types of title loans that you could benefit from:

  • Car Title Loans: Car title loans use the borrower’s vehicle as collateral, allowing them to obtain a loan based on the vehicle’s value, while still being able to drive the car during the loan term.
  • Motorcycle Title Loans: Similar to car title loans, motorcycle title loans involve using the title of the borrower’s motorcycle as collateral to secure a loan.
  • RV Title Loans: RV title loans allow individuals to use the title of their recreational vehicle as collateral for a loan, providing a financing option for those who own RVs.
  • Truck Title loans: These loans utilize the title of a truck as collateral, allowing truck owners to secure a loan based on the value of their vehicle.
  • Boat Title Loans: Boat title loans involve using the title of a boat as collateral, providing a financing option for boat owners in need of short-term funds.
  • SUV Title Loans: SUV title loans use the title of a sport utility vehicle  as collateral, allowing owners to secure a loan based on the vehicle’s appraised value.

Top Reasons To Refinance Your Title Loan Today

Title loans are fairly simple to get because they use your vehicle as collateral. This can allow you to get money on the same day as you apply! The process for refinancing is just as simple. There are many reasons people apply. Henderson title loans are often used to secure funds to pay for emergencies, but they can also be used for other things including:

  • Utility Bills
  • Education Expenses
  • Rent or Mortgage Payments
  • Business Expenses
  • Legal Fees
  • Car Repairs
  • Travel

Refinancing Your Title Loan: A Comprehensive How-To Guide

Refinancing is a great option for those that want to get more money out of their current title loan. To start the process, you will fill out an application. Be prepared to provide information about your vehicle, income, and your existing title loan. The lender will then assess your application and ensure that you qualify.

Upon approval, you will complete the process by signing a new loan agreement and providing the lender with the title of your vehicle along with any other required documentation. With the new loan in place, you will be able to pay off the remaining balance of your original loan and you can utilize the rest for your financial needs.

What You Need To Provide To Refinance

When refinancing a Henderson title loan, the documentation you need to provide is very similar to the information needed to initially apply for a title loan. The lender will typically ask you for the following:

  • Current Title Loan Details
  • Vehicle Information
  • Proof of Income
  • Identification
  • Proof of Residency
  • Loan Application

Refinance Your Henderson Title Loan With Our Trusted Title Loan Company!

If you’re burdened by your current title loan, consider refinancing with Title Loans 365. We offer a streamlined process to help you secure a new loan with more favorable terms, potentially lowering your interest rates and getting you more money!

Contact us today for a simple refinancing process at our Henderson title loan company! .

TITLE LOANS 365
1810 E Sahara Ave #391
Las Vegas, NV 89104

5550 Painted Mirage Rd #320-A19
Las Vegas, NV 89149

Phone: 702-358-0633
Email: info@titleloans365.com
Web: titleloans365.com