Most Popular Questions about Title Loans in 2017

Title loans in Las Vegas are an invaluable resource for all kinds of people who need cash fast, yet many are still in the dark about how car title loans work or what benefits they offer. That’s unfortunate because these loans can help people get through financial emergencies Title loans are especially useful for those who do not have a good credit history (or any credit history).

Here are some of the most popular questions we get about auto title loans in Las Vegas, with some information that may clear up misconceptions and teach you about the many benefits of title loans:

What is a Title Loan?

A title loan is a secured loan that is backed by the value of your vehicle. If you own your vehicle, you can use it as collateral for a title loan. Your vehicle is appraised, and you can borrow money up to that value, in most cases.

Typically, title loans have a relatively short repayment period, but the monthly payments are better than what you would find with unsecured loans. Therefore, most people can easily pay back the loan without further financial hardship.

How Do Title Loans Work?

You have a financial emergency, and you need to get money fast. You’ve heard about title loans, so you contact a local provider to apply. Here’s how the process works when you apply at Title Loans 365:

apply now for rv title loan easyYou apply online by providing some basic information, such as the type of vehicle you own, your income, your address, and your age. You will get a decision within moments. If you are approved, you will be asked to provide the title to your vehicle, as well as proof of age, Nevada residency, and income. Once all the details are verified, including the value of your vehicle, you will be able to get the cash in hand, which happens in 30 minutes or less.

When the loan is issued, you will also get the terms for repaying it, including the interest rate, the loan length, and the monthly payment.

Do Auto Title Loans Require a Credit Check?

No, auto title loans do not require a credit check. That is why they are such great options for those with credit problems. You can still get the money you need even if you have a terrible credit history that includes black marks like bankruptcy or foreclosure. Title Loans 365 doesn’t even check your credit, so we’ll never know what financial demons lurk in your past.

The only thing we look at to consider your worthiness for the loan is the value of your vehicle and the income you make. As long as you have the means to pay back the loan, you will likely be approved. That means you will have the money you need to get out of your financial hole or to move forward.

How to Get a Car Title Loan Completely Online?

Title Loans 365 lets you apply for auto title loans online easily. You fill out all the information that we need, such as the type of vehicle you own and how much income you make. The next step is to verify that information, which usually takes place in one of our local offices.

If you need to complete a loan completely online, there are options for submitting the paperwork by scanning it in and sending it over a secured connection. Documents would be signed and sent this way, as well. We discourage this method since it leaves open the risk of your confidential information being intercepted. However, we understand that some people prefer this option to accommodate their busy schedules.

Are Title Loans Bad for Your Credit?

Title loans aren’t bad for your credit because they don’t appear on your credit. We don’t run a credit check to approve your loan, and we don’t report your loan payments to the credit bureaus.

However, getting a title loan near Las Vegas can be good for your credit in that it can give you the money to pay off other debts that do appear on your credit report, such as credit cards or a house payment. You could use a title loan to save your home from foreclosure, for example, which would have a profoundly positive effect on your credit.

Title loans offer many great financial benefits, and they are available to most people. Check out Title Loans 365 in Las Vegas to learn more or to apply for your own loan. You can get approved and have the money in hand within minutes.


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1810 E Sahara Ave #391
Las Vegas, NV 89104

5550 Painted Mirage Rd #320-A19
Las Vegas, NV 89149

Phone: 702-358-0633